production: reminder cron, dashboard overhaul, shadcn components, setup wizard

- /api/cron/reminders: processes pending reminders every 15min, sends WhatsApp with email fallback
- /api/cron/overdue: marks overdue pledges daily (7d deferred, 14d immediate)
- /api/pledges: GET handler with filtering, search, pagination, sort by dueDate
- Dashboard overview: stats, collection progress bar, needs attention, upcoming payments
- Dashboard pledges: proper table with status tabs, search, actions, pagination
- New shadcn components: Table, Tabs, DropdownMenu, Progress
- Setup wizard: 4-step onboarding (org → bank → event → QR code)
- Settings API: PUT handler for org create/update
- Org resolver: single-tenant fallback to first org
- Cron jobs installed: reminders every 15min, overdue check at 6am
- Auto-generates installment dates when not provided
- HOSTNAME=0.0.0.0 in compose for multi-network binding

data/bot.log

@@ -0,0 +1,54 @@
+🤖 Telegram Agent Orchestrator starting...
+   Polling for updates...
+The system cannot find the path specified.
+The system cannot find the path specified.
+[agent 1] error: 50 |         }
+51 |         if (status === 422) {
+52 |             return new UnprocessableEntityError(status, error, message, headers);
+53 |         }
+54 |         if (status === 429) {
+55 |             return new RateLimitError(status, error, message, headers);
+                        ^
+error: 429 {"type":"error","error":{"type":"rate_limit_error","message":"This request would exceed your organization's rate limit of 10,000 input tokens per minute (org: 4362d07d-8082-4159-b447-7c9f0172030e, model: claude-sonnet-4-20250514). For details, refer to: https://docs.claude.com/en/api/rate-limits. You can see the response headers for current usage. Please reduce the prompt length or the maximum tokens requested, or try again later. You may also contact sales at https://www.anthropic.com/contact-sales to discuss your options for a rate limit increase."},"request_id":"req_011CYeuG3V1tiXgYoBie69XF"}
+    status: 429,
+   headers: Headers {
+  "date": "Mon, 02 Mar 2026 20:41:30 GMT",
+  "content-type": "application/json",
+  "transfer-encoding": "chunked",
+  "connection": "keep-alive",
+  "strict-transport-security": "max-age=31536000; includeSubDomains; preload",
+  "content-encoding": "gzip",
+  "vary": "Accept-Encoding",
+  "content-security-policy": "default-src 'none'; frame-ancestors 'none'",
+  "x-should-retry": "true",
+  "anthropic-ratelimit-input-tokens-limit": "10000",
+  "anthropic-ratelimit-input-tokens-remaining": "0",
+  "anthropic-ratelimit-input-tokens-reset": "2026-03-02T20:42:31Z",
+  "anthropic-ratelimit-output-tokens-limit": "4000",
+  "anthropic-ratelimit-output-tokens-remaining": "4000",
+  "anthropic-ratelimit-output-tokens-reset": "2026-03-02T20:41:30Z",
+  "anthropic-ratelimit-requests-limit": "5",
+  "anthropic-ratelimit-requests-remaining": "0",
+  "anthropic-ratelimit-requests-reset": "2026-03-02T20:42:28Z",
+  "retry-after": "11",
+  "anthropic-ratelimit-tokens-limit": "14000",
+  "anthropic-ratelimit-tokens-remaining": "4000",
+  "anthropic-ratelimit-tokens-reset": "2026-03-02T20:41:30Z",
+  "request-id": "req_011CYeuG3V1tiXgYoBie69XF",
+  "anthropic-organization-id": "4362d07d-8082-4159-b447-7c9f0172030e",
+  "server": "cloudflare",
+  "x-envoy-upstream-service-time": "1023",
+  "cf-cache-status": "DYNAMIC",
+  "x-robots-tag": "none",
+  "cf-ray": "9d6338f76a681ec5-KUL",
+},
+ requestID: "req_011CYeuG3V1tiXgYoBie69XF",
+     error: {
+  type: "error",
+  error: [Object ...],
+  request_id: "req_011CYeuG3V1tiXgYoBie69XF",
+},
+
+      at generate (C:\Users\uldvs\OneDrive\Desktop\work\pi-agent-improved-main\node_modules\@anthropic-ai\sdk\core\error.mjs:55:20)
+      at makeRequest (C:\Users\uldvs\OneDrive\Desktop\work\pi-agent-improved-main\node_modules\@anthropic-ai\sdk\client.mjs:309:30)
+