diff --git a/pledge-now-pay-later/prisma/schema.prisma b/pledge-now-pay-later/prisma/schema.prisma
index d983fd8..651b6cd 100644
--- a/pledge-now-pay-later/prisma/schema.prisma
+++ b/pledge-now-pay-later/prisma/schema.prisma
@@ -135,6 +135,16 @@ model Pledge {
   iPaidClickedAt DateTime?
   notes          String?
 
+  // --- Conditional / Match Funding ---
+  // A conditional pledge activates only when a condition is met.
+  // e.g. "I'll give £5,000 if you raise £20,000" or "I'll match up to £5,000"
+  isConditional       Boolean   @default(false)
+  conditionType       String?   // "threshold" | "match" | "custom"
+  conditionText       String?   // Human-readable: "If £20,000 is raised"
+  conditionThreshold  Int?      // pence — when event total reaches this, condition is met
+  conditionMet        Boolean   @default(false)
+  conditionMetAt      DateTime?
+
   // Payment scheduling — the core of "pledge now, pay later"
   dueDate              DateTime? // null = pay now, set = promise to pay on this date
   planId               String?   // groups installments together
diff --git a/pledge-now-pay-later/screenshots/collect-new.png b/pledge-now-pay-later/screenshots/collect-new.png
new file mode 100644
index 0000000..2952a35
Binary files /dev/null and b/pledge-now-pay-later/screenshots/collect-new.png differ
diff --git a/pledge-now-pay-later/screenshots/collect-with-data.png b/pledge-now-pay-later/screenshots/collect-with-data.png
new file mode 100644
index 0000000..2952a35
Binary files /dev/null and b/pledge-now-pay-later/screenshots/collect-with-data.png differ
diff --git a/pledge-now-pay-later/src/app/api/cron/reminders/route.ts b/pledge-now-pay-later/src/app/api/cron/reminders/route.ts
index b59896b..f598ce7 100644
--- a/pledge-now-pay-later/src/app/api/cron/reminders/route.ts
+++ b/pledge-now-pay-later/src/app/api/cron/reminders/route.ts
@@ -46,6 +46,11 @@ export async function GET(request: NextRequest) {
       dueDate: { gte: todayStart, lt: todayEnd },
       reminderSentForDueDate: false,
       status: { notIn: ["paid", "cancelled"] },
+      // Don't send reminders for conditional pledges that haven't been met
+      OR: [
+        { isConditional: false },
+        { isConditional: true, conditionMet: true },
+      ],
     },
     include: {
       event: {
@@ -185,6 +190,11 @@ export async function GET(request: NextRequest) {
       scheduledAt: { lte: now },
       pledge: {
         status: { notIn: ["paid", "cancelled"] },
+        // Don't send reminders for unmet conditional pledges
+        OR: [
+          { isConditional: false },
+          { isConditional: true, conditionMet: true },
+        ],
       },
     },
     include: {
diff --git a/pledge-now-pay-later/src/app/api/dashboard/route.ts b/pledge-now-pay-later/src/app/api/dashboard/route.ts
index b123f10..5351f22 100644
--- a/pledge-now-pay-later/src/app/api/dashboard/route.ts
+++ b/pledge-now-pay-later/src/app/api/dashboard/route.ts
@@ -84,7 +84,12 @@ export async function GET(request: NextRequest) {
       }),
     ]) as [PledgeRow[], AnalyticsRow[]]
 
-    const totalPledged = pledges.reduce((s: number, p: PledgeRow) => s + p.amountPence, 0)
+    // eslint-disable-next-line @typescript-eslint/no-explicit-any
+    const confirmedPledges = pledges.filter((p: any) => !p.isConditional || p.conditionMet)
+    // eslint-disable-next-line @typescript-eslint/no-explicit-any
+    const conditionalPledges = pledges.filter((p: any) => p.isConditional && !p.conditionMet)
+    const totalPledged = confirmedPledges.reduce((s: number, p: PledgeRow) => s + p.amountPence, 0)
+    const totalConditional = conditionalPledges.reduce((s: number, p: PledgeRow) => s + p.amountPence, 0)
     const totalCollected = pledges
       .filter((p: PledgeRow) => p.status === "paid")
       .reduce((s: number, p: PledgeRow) => s + p.amountPence, 0)
@@ -123,6 +128,8 @@ export async function GET(request: NextRequest) {
         totalPledges: pledges.length,
         totalPledgedPence: totalPledged,
         totalCollectedPence: totalCollected,
+        totalConditionalPence: totalConditional,
+        conditionalCount: conditionalPledges.length,
         collectionRate: Math.round(collectionRate * 100),
         overdueRate: Math.round(overdueRate * 100),
       },
@@ -148,6 +155,12 @@ export async function GET(request: NextRequest) {
         installmentNumber: p.installmentNumber,
         installmentTotal: p.installmentTotal,
         isDeferred: !!p.dueDate,
+        // eslint-disable-next-line @typescript-eslint/no-explicit-any
+        isConditional: (p as any).isConditional || false,
+        // eslint-disable-next-line @typescript-eslint/no-explicit-any
+        conditionText: (p as any).conditionText || null,
+        // eslint-disable-next-line @typescript-eslint/no-explicit-any
+        conditionMet: (p as any).conditionMet || false,
         createdAt: p.createdAt,
         paidAt: p.paidAt,
         nextReminder: p.reminders
diff --git a/pledge-now-pay-later/src/app/api/events/route.ts b/pledge-now-pay-later/src/app/api/events/route.ts
index 68b876b..c97ab96 100644
--- a/pledge-now-pay-later/src/app/api/events/route.ts
+++ b/pledge-now-pay-later/src/app/api/events/route.ts
@@ -37,7 +37,7 @@ export async function GET(request: NextRequest) {
       include: {
         _count: { select: { pledges: true, qrSources: true } },
         pledges: {
-          select: { amountPence: true, status: true },
+          select: { amountPence: true, status: true, isConditional: true, conditionMet: true },
         },
       },
       orderBy: { createdAt: "desc" },
@@ -57,7 +57,12 @@ export async function GET(request: NextRequest) {
       externalUrl: e.externalUrl || null,
       pledgeCount: e._count.pledges,
       qrSourceCount: e._count.qrSources,
-      totalPledged: e.pledges.reduce((sum: number, p: PledgeSummary) => sum + p.amountPence, 0),
+      // eslint-disable-next-line @typescript-eslint/no-explicit-any
+      totalPledged: e.pledges.filter((p: any) => !p.isConditional || p.conditionMet).reduce((sum: number, p: PledgeSummary) => sum + p.amountPence, 0),
+      // eslint-disable-next-line @typescript-eslint/no-explicit-any
+      totalConditional: e.pledges.filter((p: any) => p.isConditional && !p.conditionMet).reduce((sum: number, p: PledgeSummary) => sum + p.amountPence, 0),
+      // eslint-disable-next-line @typescript-eslint/no-explicit-any
+      conditionalCount: e.pledges.filter((p: any) => p.isConditional && !p.conditionMet).length,
       totalCollected: e.pledges
         .filter((p: PledgeSummary) => p.status === "paid")
         .reduce((sum: number, p: PledgeSummary) => sum + p.amountPence, 0),
diff --git a/pledge-now-pay-later/src/app/api/exports/crm-pack/route.ts b/pledge-now-pay-later/src/app/api/exports/crm-pack/route.ts
index 95aa1a7..5d3fe53 100644
--- a/pledge-now-pay-later/src/app/api/exports/crm-pack/route.ts
+++ b/pledge-now-pay-later/src/app/api/exports/crm-pack/route.ts
@@ -75,6 +75,12 @@ export async function GET(request: NextRequest) {
       days_to_collect: p.paidAt
         ? Math.ceil((p.paidAt.getTime() - p.createdAt.getTime()) / (1000 * 60 * 60 * 24)).toString()
         : "",
+      /* eslint-disable @typescript-eslint/no-explicit-any */
+      is_conditional: (p as any).isConditional ? "Yes" : "No",
+      condition_type: (p as any).conditionType || "",
+      condition_text: (p as any).conditionText || "",
+      condition_met: (p as any).conditionMet ? "Yes" : "No",
+      /* eslint-enable @typescript-eslint/no-explicit-any */
     }))
 
     const csv = formatCrmExportCsv(rows)
diff --git a/pledge-now-pay-later/src/app/api/pledges/[id]/route.ts b/pledge-now-pay-later/src/app/api/pledges/[id]/route.ts
index d16d2b2..4d01bcc 100644
--- a/pledge-now-pay-later/src/app/api/pledges/[id]/route.ts
+++ b/pledge-now-pay-later/src/app/api/pledges/[id]/route.ts
@@ -108,6 +108,35 @@ export async function PATCH(
       } catch { /* conversion tracking is best-effort */ }
     }
 
+    // Re-check conditional thresholds when pledge status changes
+    // (paid pledges increase total, potentially unlocking conditional pledges)
+    if (parsed.data.status === "paid" || parsed.data.status === "cancelled") {
+      try {
+        // Import checkConditionalThresholds dynamically — it lives in the pledges route
+        // but we'll inline the logic here for simplicity
+        const result = await prisma.pledge.aggregate({
+          where: { eventId: existing.eventId, status: { notIn: ["cancelled"] }, isConditional: false },
+          _sum: { amountPence: true },
+        })
+        const totalRaised = result._sum.amountPence || 0
+        const unmet = await prisma.pledge.findMany({
+          where: { eventId: existing.eventId, isConditional: true, conditionMet: false, conditionThreshold: { not: null, lte: totalRaised }, status: { notIn: ["cancelled"] } },
+        })
+        const now = new Date()
+        for (const cp of unmet) {
+          await prisma.pledge.update({ where: { id: cp.id }, data: { conditionMet: true, conditionMetAt: now } })
+          if (cp.donorPhone) {
+            const { sendWhatsAppMessage } = await import("@/lib/whatsapp")
+            const ev = await prisma.event.findUnique({ where: { id: existing.eventId }, select: { name: true } })
+            sendWhatsAppMessage(cp.donorPhone,
+              `Assalamu Alaikum ${cp.donorName?.split(" ")[0] || "there"} 🎉\n\nGreat news — *${ev?.name || "the appeal"}* has reached its target!\n\nYour pledge of *£${(cp.amountPence / 100).toFixed(0)}* is now active.\n\nReference: \`${cp.reference}\`\n\nReply *HELP* for payment details.`
+            ).catch(() => {})
+          }
+          console.log(`[CONDITIONAL] Unlocked ${cp.reference} — threshold met`)
+        }
+      } catch (err) { console.error("[CONDITIONAL] Threshold check failed:", err) }
+    }
+
     // Log activity
     const changes = Object.keys(updateData).filter(k => k !== "paidAt" && k !== "cancelledAt")
     await logActivity({
diff --git a/pledge-now-pay-later/src/app/api/pledges/route.ts b/pledge-now-pay-later/src/app/api/pledges/route.ts
index 050934a..7bda8c8 100644
--- a/pledge-now-pay-later/src/app/api/pledges/route.ts
+++ b/pledge-now-pay-later/src/app/api/pledges/route.ts
@@ -79,6 +79,13 @@ export async function GET(request: NextRequest) {
         volunteerName: p.qrSource?.volunteerName || null,
         createdAt: p.createdAt,
         paidAt: p.paidAt,
+        /* eslint-disable @typescript-eslint/no-explicit-any */
+        isConditional: (p as any).isConditional || false,
+        conditionType: (p as any).conditionType || null,
+        conditionText: (p as any).conditionText || null,
+        conditionThreshold: (p as any).conditionThreshold || null,
+        conditionMet: (p as any).conditionMet || false,
+        /* eslint-enable @typescript-eslint/no-explicit-any */
       })),
       total,
       limit,
@@ -117,7 +124,7 @@ export async function POST(request: NextRequest) {
       )
     }
 
-    const { amountPence, rail, donorName, donorEmail, donorPhone, donorAddressLine1, donorPostcode, giftAid, isZakat, emailOptIn, whatsappOptIn, consentMeta, eventId, qrSourceId, scheduleMode, dueDate, installmentCount, installmentDates } = parsed.data
+    const { amountPence, rail, donorName, donorEmail, donorPhone, donorAddressLine1, donorPostcode, giftAid, isZakat, emailOptIn, whatsappOptIn, consentMeta, eventId, qrSourceId, scheduleMode, dueDate, installmentCount, installmentDates, isConditional, conditionType, conditionText, conditionThreshold } = parsed.data
 
     // Capture IP for consent audit trail
     const clientIp = request.headers.get("x-forwarded-for")?.split(",")[0]?.trim()
@@ -266,6 +273,13 @@ export async function POST(request: NextRequest) {
           qrSourceId: qrSourceId || null,
           organizationId: org.id,
           dueDate: parsedDueDate,
+          // Conditional / match funding
+          isConditional: isConditional || false,
+          conditionType: isConditional ? (conditionType || "custom") : null,
+          conditionText: isConditional ? (conditionText || null) : null,
+          conditionThreshold: isConditional ? (conditionThreshold || null) : null,
+          conditionMet: false,
+          // Conditional pledges start as "new" but reminders won't fire until conditionMet
         },
       })
 
@@ -372,9 +386,75 @@ export async function POST(request: NextRequest) {
       }).catch(() => {})
     }
 
+    // ── AUTO-TRIGGER: Check if any conditional pledges' thresholds are now met ──
+    // After every new pledge, calculate total raised for this event
+    // and unlock any conditional pledges whose threshold has been reached.
+    if (prisma) {
+      checkConditionalThresholds(eventId).catch(err =>
+        console.error("[CONDITIONAL] Threshold check failed:", err)
+      )
+    }
+
     return NextResponse.json(response, { status: 201 })
   } catch (error) {
     console.error("Pledge creation error:", error)
     return NextResponse.json({ error: "Internal error" }, { status: 500 })
   }
 }
+
+
+/**
+ * Check if any conditional pledges for this event have had their threshold met.
+ * If total raised (non-conditional, non-cancelled pledges) >= threshold, unlock them.
+ */
+async function checkConditionalThresholds(eventId: string) {
+  if (!prisma) return
+
+  // Get all non-cancelled, non-conditional pledge totals for this event
+  const result = await prisma.pledge.aggregate({
+    where: {
+      eventId,
+      status: { notIn: ["cancelled"] },
+      isConditional: false,
+    },
+    _sum: { amountPence: true },
+  })
+  const totalRaised = result._sum.amountPence || 0
+
+  // Find conditional pledges with threshold that's now met
+  const unmetConditionals = await prisma.pledge.findMany({
+    where: {
+      eventId,
+      isConditional: true,
+      conditionMet: false,
+      conditionThreshold: { not: null, lte: totalRaised },
+      status: { notIn: ["cancelled"] },
+    },
+  })
+
+  if (unmetConditionals.length === 0) return
+
+  // Unlock them
+  const now = new Date()
+  for (const p of unmetConditionals) {
+    await prisma.pledge.update({
+      where: { id: p.id },
+      data: { conditionMet: true, conditionMetAt: now },
+    })
+
+    // Send activation WhatsApp if they have a phone
+    if (p.donorPhone) {
+      try {
+        const { sendWhatsAppMessage } = await import("@/lib/whatsapp")
+        const name = p.donorName?.split(" ")[0] || "there"
+        const amount = (p.amountPence / 100).toFixed(0)
+        const event = await prisma.event.findUnique({ where: { id: eventId }, select: { name: true } })
+        await sendWhatsAppMessage(p.donorPhone,
+          `Assalamu Alaikum ${name} 🎉\n\nGreat news — *${event?.name || "the appeal"}* has reached its target!\n\nYour pledge of *£${amount}* is now active.\n\nReference: \`${p.reference}\`\n\nReply *HELP* for payment details.`
+        )
+      } catch { /* */ }
+    }
+
+    console.log(`[CONDITIONAL] Unlocked pledge ${p.reference} (£${(p.amountPence / 100).toFixed(0)}) — threshold £${((p.conditionThreshold || 0) / 100).toFixed(0)} met (total: £${(totalRaised / 100).toFixed(0)})`)
+  }
+}
diff --git a/pledge-now-pay-later/src/app/api/qr/[token]/route.ts b/pledge-now-pay-later/src/app/api/qr/[token]/route.ts
index 1d0c101..b4bf7ac 100644
--- a/pledge-now-pay-later/src/app/api/qr/[token]/route.ts
+++ b/pledge-now-pay-later/src/app/api/qr/[token]/route.ts
@@ -33,6 +33,7 @@ export async function GET(
         externalPlatform: event.externalPlatform || null,
         zakatEligible: event.zakatEligible || false,
         hasStripe: !!event.organization.stripeSecretKey,
+        goalAmount: event.goalAmount || null,
       })
     }
 
@@ -68,6 +69,7 @@ export async function GET(
       externalPlatform: qrSource.event.externalPlatform || null,
       zakatEligible: qrSource.event.zakatEligible || false,
       hasStripe: !!qrSource.event.organization.stripeSecretKey,
+      goalAmount: qrSource.event.goalAmount || null,
     })
   } catch (error) {
     console.error("QR resolve error:", error)
diff --git a/pledge-now-pay-later/src/app/dashboard/collect/page.tsx b/pledge-now-pay-later/src/app/dashboard/collect/page.tsx
index a914412..13ecadc 100644
--- a/pledge-now-pay-later/src/app/dashboard/collect/page.tsx
+++ b/pledge-now-pay-later/src/app/dashboard/collect/page.tsx
@@ -211,6 +211,8 @@ export default function CollectPage() {
   // Stats
   const totalPledges = events.reduce((s, e) => s + e.pledgeCount, 0)
   const totalPledged = events.reduce((s, e) => s + e.totalPledged, 0)
+  // eslint-disable-next-line @typescript-eslint/no-explicit-any
+  const totalConditional = events.reduce((s, e) => s + ((e as any).totalConditional || 0), 0)
   // Sort sources by pledges
   // eslint-disable-next-line @typescript-eslint/no-explicit-any
   const sortedSources = [...sources].sort((a: any, b: any) => b.totalPledged - a.totalPledged)
@@ -548,8 +550,14 @@ export default function CollectPage() {
             </div>
             <div>
               <p className="text-2xl md:text-3xl font-black text-[#4ADE80] tracking-tight">{formatPence(totalPledged)}</p>
-              <p className="text-[10px] text-gray-500 mt-0.5">raised</p>
+              <p className="text-[10px] text-gray-500 mt-0.5">confirmed</p>
             </div>
+            {totalConditional > 0 && (
+              <div>
+                <p className="text-2xl md:text-3xl font-black text-[#FBBF24] tracking-tight">{formatPence(totalConditional)}</p>
+                <p className="text-[10px] text-gray-500 mt-0.5">conditional</p>
+              </div>
+            )}
           </div>
         </div>
       </div>
diff --git a/pledge-now-pay-later/src/app/dashboard/exports/page.tsx b/pledge-now-pay-later/src/app/dashboard/exports/page.tsx
index 5ad8bcc..bd4838e 100644
--- a/pledge-now-pay-later/src/app/dashboard/exports/page.tsx
+++ b/pledge-now-pay-later/src/app/dashboard/exports/page.tsx
@@ -69,7 +69,7 @@ export default function ReportsPage() {
 
   if (loading) return <div className="flex items-center justify-center py-20"><Loader2 className="h-6 w-6 text-[#1E40AF] animate-spin" /></div>
 
-  const s = dash?.summary || { totalPledges: 0, totalPledgedPence: 0, totalCollectedPence: 0, collectionRate: 0 }
+  const s = dash?.summary || { totalPledges: 0, totalPledgedPence: 0, totalCollectedPence: 0, totalConditionalPence: 0, conditionalCount: 0, collectionRate: 0 }
   const byStatus = dash?.byStatus || {}
   const outstanding = s.totalPledgedPence - s.totalCollectedPence
   const giftAidPledges = (dash?.pledges || []).filter((p: { giftAid: boolean; status: string }) => p.giftAid && p.status === "paid")
@@ -111,9 +111,10 @@ export default function ReportsPage() {
 
       {/* ── Financial breakdown ── */}
       <div className="bg-[#111827] p-6">
-        <div className="grid grid-cols-2 lg:grid-cols-4 gap-px bg-gray-700">
+        <div className={`grid grid-cols-2 ${s.totalConditionalPence > 0 ? "lg:grid-cols-5" : "lg:grid-cols-4"} gap-px bg-gray-700`}>
           {[
-            { value: formatPence(s.totalPledgedPence), label: "Total promised", color: "text-white" },
+            { value: formatPence(s.totalPledgedPence), label: "Confirmed pledges", color: "text-white" },
+            ...(s.totalConditionalPence > 0 ? [{ value: formatPence(s.totalConditionalPence), label: `Conditional (${s.conditionalCount})`, color: "text-[#FBBF24]" }] : []),
             { value: formatPence(s.totalCollectedPence), label: "Total received", color: "text-[#4ADE80]" },
             { value: formatPence(outstanding), label: "Still outstanding", color: outstanding > 0 ? "text-[#FBBF24]" : "text-white" },
             { value: `${s.collectionRate}%`, label: "Collection rate", color: s.collectionRate >= 70 ? "text-[#4ADE80]" : "text-[#FBBF24]" },
diff --git a/pledge-now-pay-later/src/app/dashboard/page.tsx b/pledge-now-pay-later/src/app/dashboard/page.tsx
index 665a527..e2c27ae 100644
--- a/pledge-now-pay-later/src/app/dashboard/page.tsx
+++ b/pledge-now-pay-later/src/app/dashboard/page.tsx
@@ -22,9 +22,16 @@ const STATUS_LABELS: Record<string, { label: string; color: string; bg: string }
   initiated:  { label: "Said they paid",  color: "text-[#F59E0B]",  bg: "bg-[#F59E0B]/10" },
   paid:       { label: "Received ✓",      color: "text-[#16A34A]",  bg: "bg-[#16A34A]/10" },
   overdue:    { label: "Needs a nudge",   color: "text-[#DC2626]",  bg: "bg-[#DC2626]/10" },
+  conditional:{ label: "🤝 Conditional",   color: "text-[#F59E0B]",  bg: "bg-[#F59E0B]/10" },
   cancelled:  { label: "Cancelled",       color: "text-gray-400",   bg: "bg-gray-50" },
 }
 
+// eslint-disable-next-line @typescript-eslint/no-explicit-any
+function getStatusLabel(p: any) {
+  if (p.isConditional && !p.conditionMet) return STATUS_LABELS.conditional
+  return STATUS_LABELS[p.status] || STATUS_LABELS.new
+}
+
 export default function DashboardPage() {
   const router = useRouter()
   const { data: session } = useSession()
@@ -96,7 +103,7 @@ export default function DashboardPage() {
     }
   }
 
-  const s = data?.summary || { totalPledges: 0, totalPledgedPence: 0, totalCollectedPence: 0, collectionRate: 0 }
+  const s = data?.summary || { totalPledges: 0, totalPledgedPence: 0, totalCollectedPence: 0, totalConditionalPence: 0, conditionalCount: 0, collectionRate: 0 }
   const byStatus = data?.byStatus || {}
   const pledges = data?.pledges || []
   const topSources = data?.topSources || []
@@ -278,10 +285,11 @@ export default function DashboardPage() {
       {!isEmpty && (
         <>
           {/* Stats — gap-px grid */}
-          <div className="grid grid-cols-2 lg:grid-cols-4 gap-px bg-gray-200">
+          <div className={`grid grid-cols-2 ${s.totalConditionalPence > 0 ? "lg:grid-cols-5" : "lg:grid-cols-4"} gap-px bg-gray-200`}>
             {[
               { value: String(s.totalPledges), label: "Pledges" },
-              { value: formatPence(s.totalPledgedPence), label: "Promised" },
+              { value: formatPence(s.totalPledgedPence), label: "Confirmed" },
+              ...(s.totalConditionalPence > 0 ? [{ value: formatPence(s.totalConditionalPence), label: `Conditional (${s.conditionalCount})`, accent: "text-[#F59E0B]" }] : []),
               { value: formatPence(s.totalCollectedPence), label: "Received", accent: "text-[#16A34A]" },
               { value: `${s.collectionRate}%`, label: "Collected" },
             ].map(stat => (
@@ -292,18 +300,26 @@ export default function DashboardPage() {
             ))}
           </div>
 
-          {/* Progress bar */}
+          {/* Progress bar — with conditional segment */}
           <div className="bg-white p-5">
             <div className="flex justify-between items-center mb-3">
               <span className="text-sm font-bold text-[#111827]">Promised → Received</span>
               <span className="text-sm font-black text-[#111827]">{s.collectionRate}%</span>
             </div>
-            <div className="h-3 bg-gray-100 overflow-hidden">
+            <div className="h-3 bg-gray-100 overflow-hidden flex">
               <div className="h-full bg-[#1E40AF] transition-all duration-700" style={{ width: `${s.collectionRate}%` }} />
+              {s.totalConditionalPence > 0 && (
+                <div className="h-full bg-[#F59E0B]/30 transition-all duration-700 border-l border-white"
+                  style={{ width: `${Math.round((s.totalConditionalPence / (s.totalPledgedPence + s.totalConditionalPence)) * 100)}%` }}
+                  title={`${formatPence(s.totalConditionalPence)} conditional — unlocks when conditions are met`} />
+              )}
             </div>
             <div className="flex justify-between mt-2 text-xs text-gray-500">
               <span>{formatPence(s.totalCollectedPence)} received</span>
               <span>{formatPence(outstanding)} still to come</span>
+              {s.totalConditionalPence > 0 && (
+                <span className="text-[#F59E0B] font-bold">+ {formatPence(s.totalConditionalPence)} conditional</span>
+              )}
             </div>
           </div>
 
@@ -332,8 +348,8 @@ export default function DashboardPage() {
                     <span className="text-[10px] font-bold text-white bg-[#DC2626] px-1.5 py-0.5">{needsAttention.length}</span>
                   </div>
                   <div className="divide-y divide-gray-50">
-                    {needsAttention.map((p: { id: string; donorName: string | null; amountPence: number; eventName: string; status: string }) => {
-                      const sl = STATUS_LABELS[p.status] || STATUS_LABELS.new
+                    {needsAttention.map((p: { id: string; donorName: string | null; amountPence: number; eventName: string; status: string; isConditional?: boolean; conditionMet?: boolean }) => {
+                      const sl = getStatusLabel(p)
                       return (
                         <div key={p.id} className="px-5 py-3 flex items-center justify-between">
                           <div>
@@ -362,8 +378,9 @@ export default function DashboardPage() {
                     id: string; donorName: string | null; amountPence: number; status: string;
                     eventName: string; createdAt: string; donorPhone: string | null;
                     installmentNumber: number | null; installmentTotal: number | null;
+                    isConditional?: boolean; conditionMet?: boolean;
                   }) => {
-                    const sl = STATUS_LABELS[p.status] || STATUS_LABELS.new
+                    const sl = getStatusLabel(p)
                     const initial = (p.donorName || "A")[0].toUpperCase()
                     const days = Math.floor((Date.now() - new Date(p.createdAt).getTime()) / 86400000)
                     const when = days === 0 ? "Today" : days === 1 ? "Yesterday" : days < 7 ? `${days}d ago` : new Date(p.createdAt).toLocaleDateString("en-GB", { day: "numeric", month: "short" })
@@ -479,6 +496,7 @@ export default function DashboardPage() {
                   { label: "Said they paid", desc: "Donor replied PAID — upload bank statement to confirm" },
                   { label: "Received ✓", desc: "Payment confirmed in your bank account" },
                   { label: "Needs a nudge", desc: "It's been a while — you can send a manual reminder" },
+                  { label: "🤝 Conditional", desc: "Match or conditional pledge — activates when the target is reached" },
                 ].map(s => (
                   <div key={s.label} className="flex items-start gap-2">
                     <span className="w-1.5 h-1.5 bg-[#1E40AF] shrink-0 mt-1.5" />
diff --git a/pledge-now-pay-later/src/app/dashboard/pledges/page.tsx b/pledge-now-pay-later/src/app/dashboard/pledges/page.tsx
index f483619..c344d8b 100644
--- a/pledge-now-pay-later/src/app/dashboard/pledges/page.tsx
+++ b/pledge-now-pay-later/src/app/dashboard/pledges/page.tsx
@@ -44,6 +44,8 @@ interface Pledge {
   installmentNumber: number | null; installmentTotal: number | null
   eventName: string; qrSourceLabel: string | null; volunteerName: string | null
   createdAt: string; paidAt: string | null
+  // Conditional / match funding
+  isConditional: boolean; conditionText: string | null; conditionMet: boolean
 }
 
 interface MatchResult {
@@ -662,8 +664,14 @@ export default function MoneyPage() {
                       <p className="text-xs text-gray-600 truncate">{p.eventName}</p>
                       {p.qrSourceLabel && <p className="text-[10px] text-gray-400 truncate">{p.qrSourceLabel}</p>}
                     </div>
-                    <div className="col-span-2">
+                    <div className="col-span-2 flex flex-wrap gap-1">
                       <span className={`text-[10px] font-bold px-1.5 py-0.5 inline-block ${sl.bg} ${sl.color}`}>{sl.label}</span>
+                      {p.isConditional && !p.conditionMet && (
+                        <span className="text-[9px] font-bold px-1.5 py-0.5 bg-[#F59E0B]/10 text-[#F59E0B] inline-block" title={p.conditionText || "Conditional pledge"}>🤝 Conditional</span>
+                      )}
+                      {p.isConditional && p.conditionMet && (
+                        <span className="text-[9px] font-bold px-1.5 py-0.5 bg-[#16A34A]/10 text-[#16A34A] inline-block">🤝 Unlocked</span>
+                      )}
                     </div>
                     <div className="col-span-1 hidden md:block">
                       <span className="text-xs text-gray-500">{timeAgo(p.createdAt)}</span>
diff --git a/pledge-now-pay-later/src/app/p/[token]/page.tsx b/pledge-now-pay-later/src/app/p/[token]/page.tsx
index 19524b9..f63d5fa 100644
--- a/pledge-now-pay-later/src/app/p/[token]/page.tsx
+++ b/pledge-now-pay-later/src/app/p/[token]/page.tsx
@@ -33,6 +33,11 @@ export interface PledgeData {
   dueDate?: string
   installmentCount?: number
   installmentDates?: string[]
+  // Conditional / match funding
+  isConditional: boolean
+  conditionType?: "threshold" | "match" | "custom"
+  conditionText?: string
+  conditionThreshold?: number
 }
 
 interface EventInfo {
@@ -46,6 +51,7 @@ interface EventInfo {
   externalPlatform: string | null
   zakatEligible: boolean
   hasStripe: boolean
+  goalAmount: number | null
 }
 
 /*
@@ -78,6 +84,7 @@ export default function PledgePage() {
     emailOptIn: false,
     whatsappOptIn: false,
     scheduleMode: "now",
+    isConditional: false,
   })
   const [pledgeResult, setPledgeResult] = useState<{
     id: string
@@ -106,14 +113,14 @@ export default function PledgePage() {
   const isExternal = eventInfo?.paymentMode === "external" && eventInfo?.externalUrl
 
   // Step 0: Amount selected
-  const handleAmountSelected = (amountPence: number) => {
-    setPledgeData((d) => ({ ...d, amountPence }))
+  const handleAmountSelected = (amountPence: number, conditional?: { isConditional: boolean; conditionType?: "threshold" | "match" | "custom"; conditionText?: string; conditionThreshold?: number }) => {
+    const conditionalData = conditional || { isConditional: false }
+    setPledgeData((d) => ({ ...d, amountPence, ...conditionalData }))
     if (isExternal) {
-      // External events: amount → identity → redirect (skip schedule + payment method)
-      setPledgeData((d) => ({ ...d, amountPence, rail: "bank", scheduleMode: "now" }))
-      setStep(3) // → Identity
+      setPledgeData((d) => ({ ...d, amountPence, rail: "bank", scheduleMode: "now", ...conditionalData }))
+      setStep(3)
     } else {
-      setStep(1) // → Schedule step
+      setStep(1)
     }
   }
 
@@ -225,7 +232,7 @@ export default function PledgePage() {
       : undefined
 
   const steps: Record<number, React.ReactNode> = {
-    0: <AmountStep onSelect={handleAmountSelected} eventName={eventInfo?.name || ""} eventId={eventInfo?.id} />,
+    0: <AmountStep onSelect={handleAmountSelected} eventName={eventInfo?.name || ""} eventId={eventInfo?.id} goalAmount={eventInfo?.goalAmount} />,
     1: <ScheduleStep amount={pledgeData.amountPence} onSelect={handleScheduleSelected} />,
     2: <PaymentStep onSelect={handleRailSelected} amount={pledgeData.amountPence} hasStripe={eventInfo?.hasStripe ?? false} />,
     3: <IdentityStep onSubmit={submitPledge} amount={pledgeData.amountPence} zakatEligible={eventInfo?.zakatEligible} orgName={eventInfo?.organizationName} />,
@@ -242,6 +249,8 @@ export default function PledgePage() {
         dueDateLabel={dueDateLabel}
         installmentCount={pledgeData.installmentCount}
         installmentAmount={pledgeData.installmentCount ? Math.ceil(pledgeData.amountPence / pledgeData.installmentCount) : undefined}
+        isConditional={pledgeData.isConditional}
+        conditionText={pledgeData.conditionText}
       />
     ),
     6: <CardPaymentStep amount={pledgeData.amountPence} eventName={eventInfo?.name || ""} eventId={eventInfo?.id || ""} qrSourceId={eventInfo?.qrSourceId || null} onComplete={submitPledge} />,
diff --git a/pledge-now-pay-later/src/app/p/[token]/steps/amount-step.tsx b/pledge-now-pay-later/src/app/p/[token]/steps/amount-step.tsx
index 2f362e1..f75e703 100644
--- a/pledge-now-pay-later/src/app/p/[token]/steps/amount-step.tsx
+++ b/pledge-now-pay-later/src/app/p/[token]/steps/amount-step.tsx
@@ -5,9 +5,10 @@ import { Button } from "@/components/ui/button"
 import { Heart, Sparkles, TrendingUp } from "lucide-react"
 
 interface Props {
-  onSelect: (amountPence: number) => void
+  onSelect: (amountPence: number, conditional?: { isConditional: boolean; conditionType?: "threshold" | "match" | "custom"; conditionText?: string; conditionThreshold?: number }) => void
   eventName: string
   eventId?: string
+  goalAmount?: number | null
 }
 
 interface AiSuggestion {
@@ -18,13 +19,18 @@ interface AiSuggestion {
 
 const FALLBACK_AMOUNTS = [2000, 5000, 10000, 25000, 50000, 100000]
 
-export function AmountStep({ onSelect, eventName, eventId }: Props) {
+export function AmountStep({ onSelect, eventName, eventId, goalAmount }: Props) {
   const [custom, setCustom] = useState("")
   const [selected, setSelected] = useState<number | null>(null)
   const [suggestions, setSuggestions] = useState<AiSuggestion | null>(null)
   const [hovering, setHovering] = useState<number | null>(null)
   const inputRef = useRef<HTMLInputElement>(null)
 
+  // Conditional / match funding
+  const [isMatch, setIsMatch] = useState(false)
+  const [matchType, setMatchType] = useState<"threshold" | "match">("threshold")
+  const [matchThreshold, setMatchThreshold] = useState("")
+
   // Fetch AI-powered suggestions
   useEffect(() => {
     const url = eventId ? `/api/ai/suggest?eventId=${eventId}` : "/api/ai/suggest"
@@ -53,7 +59,22 @@ export function AmountStep({ onSelect, eventName, eventId }: Props) {
 
   const handleContinue = () => {
     const amount = selected || Math.round(parseFloat(custom) * 100)
-    if (amount >= 100) onSelect(amount)
+    if (amount >= 100) {
+      if (isMatch) {
+        const thresholdPence = matchThreshold ? Math.round(parseFloat(matchThreshold) * 100) : (goalAmount || 0)
+        const conditionText = matchType === "match"
+          ? `I'll match up to £${(amount / 100).toFixed(0)}`
+          : `I'll give £${(amount / 100).toFixed(0)} if £${(thresholdPence / 100).toFixed(0)} is raised`
+        onSelect(amount, {
+          isConditional: true,
+          conditionType: matchType,
+          conditionText,
+          conditionThreshold: thresholdPence,
+        })
+      } else {
+        onSelect(amount)
+      }
+    }
   }
 
   const activeAmount = selected || (custom ? Math.round(parseFloat(custom) * 100) : 0)
@@ -176,6 +197,78 @@ export function AmountStep({ onSelect, eventName, eventId }: Props) {
         </div>
       )}
 
+      {/* Match / conditional pledge */}
+      {isValid && (
+        <div className="space-y-3">
+          <button
+            onClick={() => setIsMatch(!isMatch)}
+            className={`w-full text-left rounded-lg border-2 p-4 transition-all ${
+              isMatch ? "border-trust-blue bg-trust-blue/5" : "border-gray-100 hover:border-gray-200"
+            }`}
+          >
+            <div className="flex items-center gap-3">
+              <span className="text-xl">🤝</span>
+              <div>
+                <p className="text-sm font-bold text-gray-900">This is a match pledge</p>
+                <p className="text-xs text-gray-500">
+                  I&apos;ll give this amount only if a condition is met
+                </p>
+              </div>
+            </div>
+          </button>
+
+          {isMatch && (
+            <div className="rounded-lg border border-gray-200 p-4 space-y-3 animate-fade-in">
+              <div className="grid grid-cols-2 gap-2">
+                <button
+                  onClick={() => setMatchType("threshold")}
+                  className={`p-3 text-center rounded-lg border-2 text-xs font-bold transition-all ${
+                    matchType === "threshold" ? "border-trust-blue bg-trust-blue/5 text-trust-blue" : "border-gray-200 text-gray-500"
+                  }`}
+                >
+                  If target is reached
+                </button>
+                <button
+                  onClick={() => setMatchType("match")}
+                  className={`p-3 text-center rounded-lg border-2 text-xs font-bold transition-all ${
+                    matchType === "match" ? "border-trust-blue bg-trust-blue/5 text-trust-blue" : "border-gray-200 text-gray-500"
+                  }`}
+                >
+                  Match funding
+                </button>
+              </div>
+
+              {matchType === "threshold" && (
+                <div className="space-y-1.5">
+                  <label className="text-xs font-medium text-gray-600">
+                    I&apos;ll give £{(activeAmount / 100).toFixed(0)} if the appeal raises:
+                  </label>
+                  <div className="relative">
+                    <span className="absolute left-3 top-1/2 -translate-y-1/2 text-gray-400 font-bold">£</span>
+                    <input
+                      type="text" inputMode="numeric"
+                      value={matchThreshold}
+                      onChange={e => setMatchThreshold(e.target.value.replace(/[^0-9]/g, ""))}
+                      placeholder={goalAmount ? (goalAmount / 100).toFixed(0) : "10000"}
+                      className="w-full pl-8 pr-3 h-10 rounded-lg border-2 border-gray-200 text-sm font-bold focus:border-trust-blue outline-none"
+                    />
+                  </div>
+                </div>
+              )}
+
+              {matchType === "match" && (
+                <div className="rounded-lg bg-trust-blue/5 p-3">
+                  <p className="text-xs text-gray-700">
+                    You&apos;ll match other donors&apos; pledges, up to <strong>£{(activeAmount / 100).toFixed(0)}</strong>.
+                    Your pledge activates when the appeal reaches £{(activeAmount / 100).toFixed(0)} from other donors.
+                  </p>
+                </div>
+              )}
+            </div>
+          )}
+        </div>
+      )}
+
       {/* Continue */}
       <Button
         size="xl"
diff --git a/pledge-now-pay-later/src/app/p/[token]/steps/confirmation-step.tsx b/pledge-now-pay-later/src/app/p/[token]/steps/confirmation-step.tsx
index a4bfb62..4cfb239 100644
--- a/pledge-now-pay-later/src/app/p/[token]/steps/confirmation-step.tsx
+++ b/pledge-now-pay-later/src/app/p/[token]/steps/confirmation-step.tsx
@@ -16,6 +16,8 @@ interface Props {
   dueDateLabel?: string
   installmentCount?: number
   installmentAmount?: number
+  isConditional?: boolean
+  conditionText?: string
 }
 
 // Mini confetti
@@ -54,7 +56,7 @@ function Confetti() {
   )
 }
 
-export function ConfirmationStep({ pledge, amount, rail, eventName, shareUrl, donorPhone, isDeferred, dueDateLabel, installmentCount, installmentAmount }: Props) {
+export function ConfirmationStep({ pledge, amount, rail, eventName, shareUrl, donorPhone, isDeferred, dueDateLabel, installmentCount, installmentAmount, isConditional, conditionText }: Props) {
   const [copied, setCopied] = useState(false)
   const [whatsappSent, setWhatsappSent] = useState(false)
 
@@ -138,13 +140,27 @@ export function ConfirmationStep({ pledge, amount, rail, eventName, shareUrl, do
 
         <div className="space-y-2">
           <h1 className="text-2xl font-black text-gray-900">
-            {isDeferred
-              ? "Pledge Locked In!"
-              : rail === "card" ? "Payment Complete!" : rail === "gocardless" ? "Mandate Set Up!" : "Pledge Received!"}
+            {isConditional
+              ? "Match Pledge Registered!"
+              : isDeferred
+                ? "Pledge Locked In!"
+                : rail === "card" ? "Payment Complete!" : rail === "gocardless" ? "Mandate Set Up!" : "Pledge Received!"}
           </h1>
           <p className="text-muted-foreground">
-            Thank you for your generous support of{" "}
-            <span className="font-semibold text-foreground">{eventName}</span>
+            {isConditional ? (
+              <>
+                Your match pledge of{" "}
+                <span className="font-semibold text-foreground">£{(amount / 100).toFixed(0)}</span>{" "}
+                for <span className="font-semibold text-foreground">{eventName}</span> has been registered.
+                {conditionText && <span className="block mt-1 text-amber-600 font-medium text-sm">{conditionText}</span>}
+                <span className="block mt-1 text-xs">We&apos;ll notify you when the condition is met and your pledge activates.</span>
+              </>
+            ) : (
+              <>
+                Thank you for your generous support of{" "}
+                <span className="font-semibold text-foreground">{eventName}</span>
+              </>
+            )}
           </p>
         </div>
 
diff --git a/pledge-now-pay-later/src/app/p/my-pledges/page.tsx b/pledge-now-pay-later/src/app/p/my-pledges/page.tsx
index 6739a82..9217ec6 100644
--- a/pledge-now-pay-later/src/app/p/my-pledges/page.tsx
+++ b/pledge-now-pay-later/src/app/p/my-pledges/page.tsx
@@ -11,6 +11,7 @@ function MyPledgesForm() {
     createdAt: string; paidAt: string | null; dueDate: string | null;
     installmentNumber: number | null; installmentTotal: number | null;
     bankDetails?: { sortCode: string; accountNo: string; accountName: string };
+    isConditional?: boolean; conditionText?: string; conditionMet?: boolean;
   }> | null>(null)
   const [loading, setLoading] = useState(false)
   const [error, setError] = useState("")
@@ -110,6 +111,16 @@ function MyPledgesForm() {
                   {p.installmentNumber && <p><strong>Instalment:</strong> {p.installmentNumber} of {p.installmentTotal}</p>}
                   {p.dueDate && <p><strong>Due:</strong> {new Date(p.dueDate).toLocaleDateString("en-GB", { day: "numeric", month: "long" })}</p>}
                   {p.paidAt && <p className="text-green-700"><strong>Paid:</strong> {new Date(p.paidAt).toLocaleDateString("en-GB", { day: "numeric", month: "long" })}</p>}
+                  {p.isConditional && !p.conditionMet && (
+                    <div className="bg-amber-50 border border-amber-200 rounded p-2 mt-1">
+                      <p className="text-amber-700 text-xs font-bold">🤝 Conditional pledge</p>
+                      {p.conditionText && <p className="text-amber-600 text-xs mt-0.5">{p.conditionText}</p>}
+                      <p className="text-amber-500 text-[10px] mt-0.5">Payment details will be sent when the condition is met</p>
+                    </div>
+                  )}
+                  {p.isConditional && p.conditionMet && (
+                    <p className="text-green-700 text-xs font-bold">🤝 Condition met — pledge activated!</p>
+                  )}
                 </div>
                 {p.status !== "paid" && p.status !== "cancelled" && p.bankDetails && (
                   <div className="bg-gray-50 rounded-lg p-3 space-y-1 text-xs">
diff --git a/pledge-now-pay-later/src/lib/validators.ts b/pledge-now-pay-later/src/lib/validators.ts
index f800826..1461633 100644
--- a/pledge-now-pay-later/src/lib/validators.ts
+++ b/pledge-now-pay-later/src/lib/validators.ts
@@ -20,7 +20,12 @@ export const createQrSourceSchema = z.object({
 })
 
 export const createPledgeSchema = z.object({
-  amountPence: z.number().int().min(100).max(100000000), // £1 to £1M
+  amountPence: z.number().int().min(100).max(100000000),
+  // Conditional / match funding
+  isConditional: z.boolean().default(false),
+  conditionType: z.enum(["threshold", "match", "custom"]).optional(),
+  conditionText: z.string().max(500).optional(),
+  conditionThreshold: z.number().int().positive().optional(),
   rail: z.enum(['bank', 'gocardless', 'card']),
   donorName: z.string().max(200).optional().default(''),
   donorEmail: z.string().max(200).optional().default(''),
diff --git a/temp_files/fix2/ListDonations.php b/temp_files/fix2/ListDonations.php
new file mode 100644
index 0000000..2c800d7
--- /dev/null
+++ b/temp_files/fix2/ListDonations.php
@@ -0,0 +1,110 @@
+<?php
+
+namespace App\Filament\Resources\DonationResource\Pages;
+
+use App\Filament\Resources\DonationResource;
+use App\Models\Donation;
+use Filament\Resources\Components\Tab;
+use Filament\Resources\Pages\ListRecords;
+use Illuminate\Database\Eloquent\Builder;
+
+class ListDonations extends ListRecords
+{
+    protected static string $resource = DonationResource::class;
+
+    public function getHeading(): string
+    {
+        return 'Donations';
+    }
+
+    public function getSubheading(): string
+    {
+        $todayCount = Donation::whereHas('donationConfirmation', fn ($q) => $q->whereNotNull('confirmed_at'))
+            ->whereDate('created_at', today())
+            ->count();
+        $todayAmount = Donation::whereHas('donationConfirmation', fn ($q) => $q->whereNotNull('confirmed_at'))
+            ->whereDate('created_at', today())
+            ->sum('amount') / 100;
+
+        return "Today: {$todayCount} confirmed (£" . number_format($todayAmount, 0) . ")";
+    }
+
+    public function getTabs(): array
+    {
+        $incompleteCount = Donation::whereDoesntHave('donationConfirmation', fn ($q) => $q->whereNotNull('confirmed_at'))
+            ->where('created_at', '>=', now()->subDays(7))
+            ->count();
+
+        $recurring = Donation::where('reoccurrence', '!=', -1)
+            ->whereHas('donationConfirmation', fn ($q) => $q->whereNotNull('confirmed_at'))
+            ->count();
+
+        // Use whereIn with subquery instead of whereHas to avoid null model crash
+        // during Filament tab initialization (modifyQueryUsing gets a builder with no model)
+        $confirmedSubquery = fn (Builder $q) => $q->whereIn(
+            'donations.id',
+            fn ($sub) => $sub->select('donation_id')
+                ->from('donation_confirmations')
+                ->whereNotNull('confirmed_at')
+        );
+
+        $unconfirmedSubquery = fn (Builder $q) => $q->whereNotIn(
+            'donations.id',
+            fn ($sub) => $sub->select('donation_id')
+                ->from('donation_confirmations')
+                ->whereNotNull('confirmed_at')
+        );
+
+        return [
+            'today' => Tab::make('Today')
+                ->icon('heroicon-o-clock')
+                ->modifyQueryUsing(fn (Builder $q) => $confirmedSubquery($q)
+                    ->whereDate('created_at', today())
+                ),
+
+            'all_confirmed' => Tab::make('All Confirmed')
+                ->icon('heroicon-o-check-circle')
+                ->modifyQueryUsing(fn (Builder $q) => $confirmedSubquery($q)),
+
+            'incomplete' => Tab::make('Incomplete')
+                ->icon('heroicon-o-exclamation-triangle')
+                ->badge($incompleteCount > 0 ? $incompleteCount : null)
+                ->badgeColor('danger')
+                ->modifyQueryUsing(fn (Builder $q) => $unconfirmedSubquery($q)
+                    ->where('created_at', '>=', now()->subDays(7))
+                ),
+
+            'zakat' => Tab::make('Zakat')
+                ->icon('heroicon-o-star')
+                ->modifyQueryUsing(fn (Builder $q) => $confirmedSubquery($q)
+                    ->whereIn('donations.id', fn ($sub) => $sub->select('donation_id')
+                        ->from('donation_preferences')
+                        ->where('is_zakat', true))
+                ),
+
+            'gift_aid' => Tab::make('Gift Aid')
+                ->icon('heroicon-o-gift')
+                ->modifyQueryUsing(fn (Builder $q) => $confirmedSubquery($q)
+                    ->whereIn('donations.id', fn ($sub) => $sub->select('donation_id')
+                        ->from('donation_preferences')
+                        ->where('is_gift_aid', true))
+                ),
+
+            'recurring' => Tab::make('Recurring')
+                ->icon('heroicon-o-arrow-path')
+                ->badge($recurring > 0 ? $recurring : null)
+                ->badgeColor('info')
+                ->modifyQueryUsing(fn (Builder $q) => $confirmedSubquery($q)
+                    ->where('reoccurrence', '!=', -1)
+                ),
+
+            'everything' => Tab::make('Everything')
+                ->icon('heroicon-o-squares-2x2'),
+        ];
+    }
+
+    public function getDefaultActiveTab(): string | int | null
+    {
+        return 'today';
+    }
+}
diff --git a/temp_files/fix2/ListScheduledGivingDonations.php b/temp_files/fix2/ListScheduledGivingDonations.php
index 6415c4e..b0eaea2 100644
--- a/temp_files/fix2/ListScheduledGivingDonations.php
+++ b/temp_files/fix2/ListScheduledGivingDonations.php
@@ -20,88 +20,85 @@ class ListScheduledGivingDonations extends ListRecords
 
     public function getSubheading(): string
     {
-        $current = $this->currentSeasonScope()->count();
+        $current = $this->currentSeasonCount();
         return "{$current} subscribers this season.";
     }
 
-    /** Real subscriber: has customer, has payments, amount > 0, not soft-deleted */
-    private function realScope(): Builder
+    /** Count real current-season subscribers using the model directly (safe) */
+    private function currentSeasonCount(): int
     {
         return ScheduledGivingDonation::query()
             ->whereNotNull('customer_id')
             ->where('total_amount', '>', 0)
-            ->whereNull('scheduled_giving_donations.deleted_at')
-            ->whereHas('payments', fn ($q) => $q->whereNull('deleted_at'));
+            ->whereNull('deleted_at')
+            ->whereHas('payments', fn ($q) => $q->whereNull('deleted_at'))
+            ->whereHas('payments', fn ($q) => $q->whereNull('deleted_at')->where('expected_at', '>', now()))
+            ->count();
     }
 
-    /** Current season: real + has at least one future payment */
-    private function currentSeasonScope(): Builder
-    {
-        return $this->realScope()
-            ->whereHas('payments', fn ($q) => $q
-                ->whereNull('deleted_at')
-                ->where('expected_at', '>', now()));
-    }
-
-    /** Applies real + current season filters to the query */
-    private function applyCurrentSeason(Builder $q): Builder
-    {
-        return $q
-            ->whereNotNull('customer_id')
-            ->where('total_amount', '>', 0)
-            ->whereNull('scheduled_giving_donations.deleted_at')
-            ->whereHas('payments', fn ($sub) => $sub->whereNull('deleted_at'))
-            ->whereHas('payments', fn ($sub) => $sub
-                ->whereNull('deleted_at')
-                ->where('expected_at', '>', now()));
-    }
-
-    /** Applies real + expired (no future payments) filters */
-    private function applyExpired(Builder $q): Builder
-    {
-        return $q
-            ->whereNotNull('customer_id')
-            ->where('total_amount', '>', 0)
-            ->whereNull('scheduled_giving_donations.deleted_at')
-            ->whereHas('payments', fn ($sub) => $sub->whereNull('deleted_at'))
-            ->whereDoesntHave('payments', fn ($sub) => $sub
-                ->whereNull('deleted_at')
-                ->where('expected_at', '>', now()));
-    }
-
-    /** Applies real subscriber filters */
+    /**
+     * Apply "real subscriber" filter using whereIn subqueries
+     * instead of whereHas — avoids null model crash during tab init.
+     */
     private function applyReal(Builder $q): Builder
     {
         return $q
             ->whereNotNull('customer_id')
             ->where('total_amount', '>', 0)
             ->whereNull('scheduled_giving_donations.deleted_at')
-            ->whereHas('payments', fn ($sub) => $sub->whereNull('deleted_at'));
+            ->whereIn('scheduled_giving_donations.id', fn ($sub) => $sub
+                ->select('scheduled_giving_donation_id')
+                ->from('scheduled_giving_payments')
+                ->whereNull('deleted_at'));
+    }
+
+    /** Real + has future payment = current season */
+    private function applyCurrentSeason(Builder $q): Builder
+    {
+        return $this->applyReal($q)
+            ->whereIn('scheduled_giving_donations.id', fn ($sub) => $sub
+                ->select('scheduled_giving_donation_id')
+                ->from('scheduled_giving_payments')
+                ->whereNull('deleted_at')
+                ->where('expected_at', '>', now()));
+    }
+
+    /** Real + NO future payments = expired */
+    private function applyExpired(Builder $q): Builder
+    {
+        return $this->applyReal($q)
+            ->whereNotIn('scheduled_giving_donations.id', fn ($sub) => $sub
+                ->select('scheduled_giving_donation_id')
+                ->from('scheduled_giving_payments')
+                ->whereNull('deleted_at')
+                ->where('expected_at', '>', now()));
     }
 
     public function getTabs(): array
     {
         $campaigns = ScheduledGivingCampaign::all();
-
-        $currentCount = $this->currentSeasonScope()->count();
+        $currentCount = $this->currentSeasonCount();
 
         $tabs = [];
 
-        // Current season — the primary tab
         $tabs['current'] = Tab::make('This Season')
             ->icon('heroicon-o-sun')
             ->badge($currentCount)
             ->badgeColor('success')
             ->modifyQueryUsing(fn (Builder $q) => $this->applyCurrentSeason($q));
 
-        // Per-campaign tabs for current season
         foreach ($campaigns as $c) {
             $slug = str($c->title)->slug()->toString();
-            $count = $this->currentSeasonScope()
+            $count = ScheduledGivingDonation::query()
+                ->whereNotNull('customer_id')
+                ->where('total_amount', '>', 0)
+                ->whereNull('deleted_at')
                 ->where('scheduled_giving_campaign_id', $c->id)
+                ->whereHas('payments', fn ($q) => $q->whereNull('deleted_at'))
+                ->whereHas('payments', fn ($q) => $q->whereNull('deleted_at')->where('expected_at', '>', now()))
                 ->count();
 
-            if ($count === 0) continue; // Skip campaigns with no current subscribers
+            if ($count === 0) continue;
 
             $tabs[$slug] = Tab::make($c->title)
                 ->icon('heroicon-o-calendar')
@@ -111,12 +108,14 @@ class ListScheduledGivingDonations extends ListRecords
                     ->where('scheduled_giving_campaign_id', $c->id));
         }
 
-        // Failed (current season only)
-        $failedCount = $this->currentSeasonScope()
-            ->whereHas('payments', fn ($q) => $q
-                ->where('is_paid', false)
-                ->where('attempts', '>', 0)
-                ->whereNull('deleted_at'))
+        // Failed (current season)
+        $failedCount = ScheduledGivingDonation::query()
+            ->whereNotNull('customer_id')
+            ->where('total_amount', '>', 0)
+            ->whereNull('deleted_at')
+            ->whereHas('payments', fn ($q) => $q->whereNull('deleted_at'))
+            ->whereHas('payments', fn ($q) => $q->whereNull('deleted_at')->where('expected_at', '>', now()))
+            ->whereHas('payments', fn ($q) => $q->where('is_paid', false)->where('attempts', '>', 0)->whereNull('deleted_at'))
             ->count();
 
         if ($failedCount > 0) {
@@ -125,17 +124,21 @@ class ListScheduledGivingDonations extends ListRecords
                 ->badge($failedCount)
                 ->badgeColor('danger')
                 ->modifyQueryUsing(fn (Builder $q) => $this->applyCurrentSeason($q)
-                    ->whereHas('payments', fn ($sub) => $sub
+                    ->whereIn('scheduled_giving_donations.id', fn ($sub) => $sub
+                        ->select('scheduled_giving_donation_id')
+                        ->from('scheduled_giving_payments')
                         ->where('is_paid', false)
                         ->where('attempts', '>', 0)
                         ->whereNull('deleted_at')));
         }
 
         // Past seasons
-        $expiredCount = $this->realScope()
-            ->whereDoesntHave('payments', fn ($q) => $q
-                ->whereNull('deleted_at')
-                ->where('expected_at', '>', now()))
+        $expiredCount = ScheduledGivingDonation::query()
+            ->whereNotNull('customer_id')
+            ->where('total_amount', '>', 0)
+            ->whereNull('deleted_at')
+            ->whereHas('payments', fn ($q) => $q->whereNull('deleted_at'))
+            ->whereDoesntHave('payments', fn ($q) => $q->whereNull('deleted_at')->where('expected_at', '>', now()))
             ->count();
 
         $tabs['past'] = Tab::make('Past Seasons')
@@ -144,7 +147,6 @@ class ListScheduledGivingDonations extends ListRecords
             ->badgeColor('gray')
             ->modifyQueryUsing(fn (Builder $q) => $this->applyExpired($q));
 
-        // All real
         $tabs['all'] = Tab::make('All')
             ->icon('heroicon-o-squares-2x2')
             ->modifyQueryUsing(fn (Builder $q) => $this->applyReal($q));
diff --git a/temp_files/fix2/ScheduledGivingDashboard.php b/temp_files/fix2/ScheduledGivingDashboard.php
index 7616da5..3deb45a 100644
--- a/temp_files/fix2/ScheduledGivingDashboard.php
+++ b/temp_files/fix2/ScheduledGivingDashboard.php
@@ -82,7 +82,7 @@ class ScheduledGivingDashboard extends Page
             $currentIds = $this->currentSeasonIds($c->id);
             $expiredIds = $realIds->diff($currentIds);
 
-            // Current season payment stats
+            // Current season payment stats — separate due vs future
             $currentPayments = null;
             if ($currentIds->isNotEmpty()) {
                 $currentPayments = DB::table('scheduled_giving_payments')
@@ -91,10 +91,12 @@ class ScheduledGivingDashboard extends Page
                     ->selectRaw("
                         COUNT(*) as total,
                         SUM(is_paid = 1) as paid,
-                        SUM(is_paid = 0) as pending,
-                        SUM(is_paid = 0 AND attempts > 0) as failed,
+                        SUM(is_paid = 0 AND expected_at <= NOW()) as failed,
+                        SUM(is_paid = 0 AND expected_at > NOW()) as scheduled,
+                        SUM(expected_at <= NOW()) as due,
                         SUM(CASE WHEN is_paid = 1 THEN amount ELSE 0 END) as collected,
-                        SUM(CASE WHEN is_paid = 0 THEN amount ELSE 0 END) as pending_amount,
+                        SUM(CASE WHEN is_paid = 0 AND expected_at <= NOW() THEN amount ELSE 0 END) as failed_amount,
+                        SUM(CASE WHEN is_paid = 0 AND expected_at > NOW() THEN amount ELSE 0 END) as scheduled_amount,
                         AVG(CASE WHEN is_paid = 1 THEN amount ELSE NULL END) as avg_amount,
                         MIN(CASE WHEN is_paid = 0 AND expected_at > NOW() THEN expected_at ELSE NULL END) as next_payment
                     ")
@@ -121,6 +123,9 @@ class ScheduledGivingDashboard extends Page
                 $fullyPaid = $row->cnt ?? 0;
             }
 
+            $due = (int) ($currentPayments->due ?? 0);
+            $paid = (int) ($currentPayments->paid ?? 0);
+
             $result[] = [
                 'campaign' => $c,
                 'all_time_subscribers' => $realIds->count(),
@@ -130,13 +135,16 @@ class ScheduledGivingDashboard extends Page
                 // Current season
                 'current_subscribers' => $currentIds->count(),
                 'expired_subscribers' => $expiredIds->count(),
-                'current_payments' => (int) ($currentPayments->total ?? 0),
-                'current_paid' => (int) ($currentPayments->paid ?? 0),
-                'current_pending' => (int) ($currentPayments->pending ?? 0),
-                'current_failed' => (int) ($currentPayments->failed ?? 0),
-                'current_collected' => ($currentPayments->collected ?? 0) / 100,
-                'current_pending_amount' => ($currentPayments->pending_amount ?? 0) / 100,
+                'total_payments' => (int) ($currentPayments->total ?? 0),
+                'due_payments' => $due,
+                'paid_payments' => $paid,
+                'failed_payments' => (int) ($currentPayments->failed ?? 0),
+                'scheduled_payments' => (int) ($currentPayments->scheduled ?? 0),
+                'collected' => ($currentPayments->collected ?? 0) / 100,
+                'failed_amount' => ($currentPayments->failed_amount ?? 0) / 100,
+                'scheduled_amount' => ($currentPayments->scheduled_amount ?? 0) / 100,
                 'avg_per_night' => ($currentPayments->avg_amount ?? 0) / 100,
+                'collection_rate' => $due > 0 ? round($paid / $due * 100, 1) : 0,
                 'fully_completed' => $fullyPaid,
                 'dates' => $c->dates ?? [],
                 'total_nights' => $totalNights,
@@ -169,25 +177,32 @@ class ScheduledGivingDashboard extends Page
                 ->whereNull('deleted_at')
                 ->selectRaw("
                     SUM(is_paid = 1) as paid,
-                    SUM(is_paid = 0 AND attempts > 0) as failed,
+                    SUM(expected_at <= NOW()) as due,
+                    SUM(is_paid = 0 AND expected_at <= NOW()) as failed,
+                    SUM(is_paid = 0 AND expected_at > NOW()) as scheduled,
                     SUM(CASE WHEN is_paid = 1 THEN amount ELSE 0 END) / 100 as collected,
-                    SUM(CASE WHEN is_paid = 0 THEN amount ELSE 0 END) / 100 as pending,
-                    COUNT(*) as total
+                    SUM(CASE WHEN is_paid = 0 AND expected_at <= NOW() THEN amount ELSE 0 END) / 100 as failed_amount,
+                    SUM(CASE WHEN is_paid = 0 AND expected_at > NOW() THEN amount ELSE 0 END) / 100 as scheduled_amount
                 ")
                 ->first();
         }
 
+        $due = (int) ($currentStats->due ?? 0);
+        $paid = (int) ($currentStats->paid ?? 0);
+
         return [
             'total_subscribers' => $realIds->count(),
             'current_subscribers' => $currentIds->count(),
             'expired_subscribers' => $realIds->count() - $currentIds->count(),
             'all_time_collected' => (float) ($allTime->collected ?? 0),
-            'current_collected' => (float) ($currentStats->collected ?? 0),
-            'current_pending' => (float) ($currentStats->pending ?? 0),
-            'current_failed' => (int) ($currentStats->failed ?? 0),
-            'collection_rate' => ($currentStats->total ?? 0) > 0
-                ? round($currentStats->paid / $currentStats->total * 100, 1)
-                : 0,
+            'collected' => (float) ($currentStats->collected ?? 0),
+            'failed_amount' => (float) ($currentStats->failed_amount ?? 0),
+            'scheduled_amount' => (float) ($currentStats->scheduled_amount ?? 0),
+            'failed_count' => (int) ($currentStats->failed ?? 0),
+            'scheduled_count' => (int) ($currentStats->scheduled ?? 0),
+            'due_payments' => $due,
+            'paid_payments' => $paid,
+            'collection_rate' => $due > 0 ? round($paid / $due * 100, 1) : 0,
         ];
     }
 
diff --git a/temp_files/fix2/scheduled-giving-dashboard.blade.php b/temp_files/fix2/scheduled-giving-dashboard.blade.php
index 758181e..8fe1133 100644
--- a/temp_files/fix2/scheduled-giving-dashboard.blade.php
+++ b/temp_files/fix2/scheduled-giving-dashboard.blade.php
@@ -16,29 +16,33 @@
             </div>
         </x-slot>
 
-        <div class="grid grid-cols-2 md:grid-cols-4 gap-4">
+        <div class="grid grid-cols-2 md:grid-cols-5 gap-4">
             <div class="text-center">
                 <div class="text-3xl font-bold text-primary-600">{{ number_format($global['current_subscribers']) }}</div>
-                <div class="text-sm text-gray-500 mt-1">Active This Season</div>
-                <div class="text-xs text-gray-400">{{ number_format($global['expired_subscribers']) }} from past seasons</div>
+                <div class="text-sm text-gray-500 mt-1">Active</div>
+                <div class="text-xs text-gray-400">{{ number_format($global['expired_subscribers']) }} past seasons</div>
             </div>
             <div class="text-center">
-                <div class="text-3xl font-bold text-success-600">£{{ number_format($global['current_collected'], 0) }}</div>
-                <div class="text-sm text-gray-500 mt-1">Collected This Season</div>
-                <div class="text-xs text-gray-400">£{{ number_format($global['all_time_collected'], 0) }} all-time</div>
+                <div class="text-3xl font-bold text-success-600">£{{ number_format($global['collected'], 0) }}</div>
+                <div class="text-sm text-gray-500 mt-1">Collected</div>
+                <div class="text-xs text-gray-400">{{ number_format($global['paid_payments']) }}/{{ number_format($global['due_payments']) }} due paid</div>
             </div>
             <div class="text-center">
-                <div class="text-3xl font-bold text-warning-600">£{{ number_format($global['current_pending'], 0) }}</div>
-                <div class="text-sm text-gray-500 mt-1">Pending</div>
-                @if ($global['current_failed'] > 0)
-                    <div class="text-xs text-danger-500">{{ $global['current_failed'] }} failed</div>
-                @endif
+                <div class="text-3xl font-bold {{ $global['failed_count'] > 0 ? 'text-danger-600' : 'text-gray-400' }}">£{{ number_format($global['failed_amount'], 0) }}</div>
+                <div class="text-sm text-gray-500 mt-1">Failed</div>
+                <div class="text-xs text-danger-500">{{ number_format($global['failed_count']) }} payments</div>
+            </div>
+            <div class="text-center">
+                <div class="text-3xl font-bold text-gray-500">£{{ number_format($global['scheduled_amount'], 0) }}</div>
+                <div class="text-sm text-gray-500 mt-1">Upcoming</div>
+                <div class="text-xs text-gray-400">{{ number_format($global['scheduled_count']) }} not yet due</div>
             </div>
             <div class="text-center">
                 <div class="text-3xl font-bold {{ $global['collection_rate'] >= 80 ? 'text-success-600' : ($global['collection_rate'] >= 60 ? 'text-warning-600' : 'text-danger-600') }}">
                     {{ $global['collection_rate'] }}%
                 </div>
                 <div class="text-sm text-gray-500 mt-1">Collection Rate</div>
+                <div class="text-xs text-gray-400">of due payments</div>
             </div>
         </div>
     </x-filament::section>
@@ -49,8 +53,11 @@
             @php
                 $c = $data['campaign'];
                 $hasCurrent = $data['current_subscribers'] > 0;
-                $progressPct = $data['current_payments'] > 0
-                    ? round($data['current_paid'] / $data['current_payments'] * 100)
+                $duePct = $data['due_payments'] > 0
+                    ? round($data['paid_payments'] / $data['due_payments'] * 100)
+                    : 0;
+                $overallPct = $data['total_payments'] > 0
+                    ? round($data['paid_payments'] / $data['total_payments'] * 100)
                     : 0;
             @endphp
 
@@ -67,8 +74,6 @@
                 </x-slot>
 
                 @if ($hasCurrent)
-                    {{-- Current Season --}}
-                    <div class="text-xs font-medium text-primary-600 uppercase tracking-wide mb-2">This Season</div>
                     <div class="grid grid-cols-2 gap-3 mb-4">
                         <div>
                             <div class="text-xs text-gray-500 uppercase tracking-wide">Subscribers</div>
@@ -80,23 +85,35 @@
                         </div>
                         <div>
                             <div class="text-xs text-gray-500 uppercase tracking-wide">Collected</div>
-                            <div class="text-lg font-semibold text-success-600">£{{ number_format($data['current_collected'], 0) }}</div>
+                            <div class="text-lg font-semibold text-success-600">£{{ number_format($data['collected'], 0) }}</div>
                         </div>
                         <div>
-                            <div class="text-xs text-gray-500 uppercase tracking-wide">Pending</div>
-                            <div class="text-lg font-semibold text-warning-600">£{{ number_format($data['current_pending_amount'], 0) }}</div>
+                            <div class="text-xs text-gray-500 uppercase tracking-wide">
+                                {{ $data['collection_rate'] }}% Rate
+                            </div>
+                            <div class="text-lg font-semibold {{ $data['collection_rate'] >= 80 ? 'text-success-600' : ($data['collection_rate'] >= 60 ? 'text-warning-600' : 'text-danger-600') }}">
+                                {{ $data['paid_payments'] }}/{{ $data['due_payments'] }} due
+                            </div>
                         </div>
                     </div>
 
-                    {{-- Payment progress bar --}}
+                    {{-- Progress bar: paid / total (including future) --}}
                     <div class="mb-3">
                         <div class="flex justify-between text-xs text-gray-500 mb-1">
-                            <span>{{ number_format($data['current_paid']) }} / {{ number_format($data['current_payments']) }} payments</span>
-                            <span>{{ $progressPct }}%</span>
+                            <span>{{ number_format($data['paid_payments']) }} paid, {{ number_format($data['failed_payments']) }} failed, {{ number_format($data['scheduled_payments']) }} upcoming</span>
                         </div>
-                        <div class="w-full bg-gray-200 rounded-full h-2.5 dark:bg-gray-700">
-                            <div class="h-2.5 rounded-full {{ $progressPct >= 80 ? 'bg-success-500' : ($progressPct >= 50 ? 'bg-warning-500' : 'bg-primary-500') }}"
-                                 style="width: {{ $progressPct }}%"></div>
+                        <div class="w-full bg-gray-200 rounded-full h-2.5 dark:bg-gray-700 flex overflow-hidden">
+                            @if ($data['total_payments'] > 0)
+                                <div class="h-2.5 bg-success-500" style="width: {{ $data['paid_payments'] / $data['total_payments'] * 100 }}%"></div>
+                                <div class="h-2.5 bg-danger-400" style="width: {{ $data['failed_payments'] / $data['total_payments'] * 100 }}%"></div>
+                            @endif
+                        </div>
+                        <div class="flex justify-between text-xs mt-1">
+                            <span class="text-success-600">■ Paid</span>
+                            @if ($data['failed_payments'] > 0)
+                                <span class="text-danger-500">■ Failed (£{{ number_format($data['failed_amount'], 0) }})</span>
+                            @endif
+                            <span class="text-gray-400">■ Upcoming (£{{ number_format($data['scheduled_amount'], 0) }})</span>
                         </div>
                     </div>
 
@@ -111,12 +128,12 @@
                         </div>
                         <div>
                             <div class="text-xs text-gray-500">Failed</div>
-                            <div class="font-semibold {{ $data['current_failed'] > 0 ? 'text-danger-600' : 'text-gray-400' }}">{{ $data['current_failed'] }}</div>
+                            <div class="font-semibold {{ $data['failed_payments'] > 0 ? 'text-danger-600' : 'text-gray-400' }}">{{ $data['failed_payments'] }}</div>
                         </div>
                     </div>
                 @endif
 
-                {{-- All-time summary --}}
+                {{-- All-time --}}
                 <div class="{{ $hasCurrent ? 'mt-3 pt-3 border-t dark:border-gray-700' : '' }}">
                     <div class="text-xs font-medium text-gray-400 uppercase tracking-wide mb-1">All Time</div>
                     <div class="flex justify-between text-sm text-gray-500">
@@ -220,7 +237,6 @@
         <p class="text-sm text-gray-500 mb-3">
             {{ number_format($quality['total_records']) }} total records in database.
             Only {{ number_format($global['total_subscribers']) }} are real subscribers with payments.
-            The rest are incomplete sign-ups, test data, or soft-deleted.
         </p>
         <div class="grid grid-cols-2 md:grid-cols-4 gap-3 text-center text-sm">
             <div class="p-2 bg-gray-50 dark:bg-gray-800 rounded">