production: reminder cron, dashboard overhaul, shadcn components, setup wizard

- /api/cron/reminders: processes pending reminders every 15min, sends WhatsApp with email fallback
- /api/cron/overdue: marks overdue pledges daily (7d deferred, 14d immediate)
- /api/pledges: GET handler with filtering, search, pagination, sort by dueDate
- Dashboard overview: stats, collection progress bar, needs attention, upcoming payments
- Dashboard pledges: proper table with status tabs, search, actions, pagination
- New shadcn components: Table, Tabs, DropdownMenu, Progress
- Setup wizard: 4-step onboarding (org → bank → event → QR code)
- Settings API: PUT handler for org create/update
- Org resolver: single-tenant fallback to first org
- Cron jobs installed: reminders every 15min, overdue check at 6am
- Auto-generates installment dates when not provided
- HOSTNAME=0.0.0.0 in compose for multi-network binding

pledge-now-pay-later/src/components/ui/progress.tsx

@@ -0,0 +1,25 @@
+import * as React from "react"
+import { cn } from "@/lib/utils"
+
+interface ProgressProps extends React.HTMLAttributes<HTMLDivElement> {
+  value?: number
+  max?: number
+  indicatorClassName?: string
+}
+
+const Progress = React.forwardRef<HTMLDivElement, ProgressProps>(
+  ({ className, value = 0, max = 100, indicatorClassName, ...props }, ref) => {
+    const pct = Math.min(100, Math.max(0, (value / max) * 100))
+    return (
+      <div ref={ref} className={cn("relative h-3 w-full overflow-hidden rounded-full bg-muted", className)} {...props}>
+        <div
+          className={cn("h-full rounded-full bg-trust-blue transition-all duration-500 ease-out", indicatorClassName)}
+          style={{ width: `${pct}%` }}
+        />
+      </div>
+    )
+  }
+)
+Progress.displayName = "Progress"
+
+export { Progress }