feat: conditional & match funding pledges — deeply integrated across entire product

- Schema: isConditional, conditionType, conditionText, conditionThreshold, conditionMet, conditionMetAt on Pledge
- Pledge form: 'This is a match pledge' toggle after amount selection
  - Two modes: threshold (if target is reached) and match (match funding)
  - Goal amount passed through from event
- Auto-trigger: when total raised hits threshold, conditional pledges unlock automatically
  - WhatsApp notification sent to donor when unlocked
  - Threshold check runs after every pledge creation AND every status change
- Cron: skips conditional pledges until conditionMet=true (no premature reminders)
- Dashboard Home: progress bar shows conditional segment (amber), stats grid adds Conditional column
- Dashboard Money: conditional/unlocked badge on pledge rows
- Dashboard Collect: hero shows conditional total in amber
- Dashboard Reports: financial summary shows conditional breakdown
- Donor 'My Pledges': conditional card with condition text + activation status
- Confirmation step: specialized messaging for match pledges
- CRM export: includes is_conditional, condition_type, condition_text, condition_met columns
- Status guide: conditional status explained in human language

pledge-now-pay-later/src/app/api/dashboard/route.ts

@@ -84,7 +84,12 @@ export async function GET(request: NextRequest) {
       }),
     ]) as [PledgeRow[], AnalyticsRow[]]
 
-    const totalPledged = pledges.reduce((s: number, p: PledgeRow) => s + p.amountPence, 0)
+    // eslint-disable-next-line @typescript-eslint/no-explicit-any
+    const confirmedPledges = pledges.filter((p: any) => !p.isConditional || p.conditionMet)
+    // eslint-disable-next-line @typescript-eslint/no-explicit-any
+    const conditionalPledges = pledges.filter((p: any) => p.isConditional && !p.conditionMet)
+    const totalPledged = confirmedPledges.reduce((s: number, p: PledgeRow) => s + p.amountPence, 0)
+    const totalConditional = conditionalPledges.reduce((s: number, p: PledgeRow) => s + p.amountPence, 0)
     const totalCollected = pledges
       .filter((p: PledgeRow) => p.status === "paid")
       .reduce((s: number, p: PledgeRow) => s + p.amountPence, 0)
@@ -123,6 +128,8 @@ export async function GET(request: NextRequest) {
         totalPledges: pledges.length,
         totalPledgedPence: totalPledged,
         totalCollectedPence: totalCollected,
+        totalConditionalPence: totalConditional,
+        conditionalCount: conditionalPledges.length,
         collectionRate: Math.round(collectionRate * 100),
         overdueRate: Math.round(overdueRate * 100),
       },
@@ -148,6 +155,12 @@ export async function GET(request: NextRequest) {
         installmentNumber: p.installmentNumber,
         installmentTotal: p.installmentTotal,
         isDeferred: !!p.dueDate,
+        // eslint-disable-next-line @typescript-eslint/no-explicit-any
+        isConditional: (p as any).isConditional || false,
+        // eslint-disable-next-line @typescript-eslint/no-explicit-any
+        conditionText: (p as any).conditionText || null,
+        // eslint-disable-next-line @typescript-eslint/no-explicit-any
+        conditionMet: (p as any).conditionMet || false,
         createdAt: p.createdAt,
         paidAt: p.paidAt,
         nextReminder: p.reminders