feat: conditional & match funding pledges — deeply integrated across entire product

- Schema: isConditional, conditionType, conditionText, conditionThreshold, conditionMet, conditionMetAt on Pledge
- Pledge form: 'This is a match pledge' toggle after amount selection
  - Two modes: threshold (if target is reached) and match (match funding)
  - Goal amount passed through from event
- Auto-trigger: when total raised hits threshold, conditional pledges unlock automatically
  - WhatsApp notification sent to donor when unlocked
  - Threshold check runs after every pledge creation AND every status change
- Cron: skips conditional pledges until conditionMet=true (no premature reminders)
- Dashboard Home: progress bar shows conditional segment (amber), stats grid adds Conditional column
- Dashboard Money: conditional/unlocked badge on pledge rows
- Dashboard Collect: hero shows conditional total in amber
- Dashboard Reports: financial summary shows conditional breakdown
- Donor 'My Pledges': conditional card with condition text + activation status
- Confirmation step: specialized messaging for match pledges
- CRM export: includes is_conditional, condition_type, condition_text, condition_met columns
- Status guide: conditional status explained in human language

pledge-now-pay-later/src/app/dashboard/collect/page.tsx

@@ -211,6 +211,8 @@ export default function CollectPage() {
   // Stats
   const totalPledges = events.reduce((s, e) => s + e.pledgeCount, 0)
   const totalPledged = events.reduce((s, e) => s + e.totalPledged, 0)
+  // eslint-disable-next-line @typescript-eslint/no-explicit-any
+  const totalConditional = events.reduce((s, e) => s + ((e as any).totalConditional || 0), 0)
   // Sort sources by pledges
   // eslint-disable-next-line @typescript-eslint/no-explicit-any
   const sortedSources = [...sources].sort((a: any, b: any) => b.totalPledged - a.totalPledged)
@@ -548,8 +550,14 @@ export default function CollectPage() {
             </div>
             <div>
               <p className="text-2xl md:text-3xl font-black text-[#4ADE80] tracking-tight">{formatPence(totalPledged)}</p>
-              <p className="text-[10px] text-gray-500 mt-0.5">raised</p>
+              <p className="text-[10px] text-gray-500 mt-0.5">confirmed</p>
             </div>
+            {totalConditional > 0 && (
+              <div>
+                <p className="text-2xl md:text-3xl font-black text-[#FBBF24] tracking-tight">{formatPence(totalConditional)}</p>
+                <p className="text-[10px] text-gray-500 mt-0.5">conditional</p>
+              </div>
+            )}
           </div>
         </div>
       </div>